About Us

OppFi is a tech-enabled, mission-driven specialty finance platform that broadens the reach of community banks to extend credit access to everyday Americans. Through best-in-class customer service, transparency, responsible lending and financial inclusion, the Company supports consumers, who are turned away by mainstream options, to build better financial health.

What Our Customers Are Saying

Our customers’ success is our greatest achievement. Here’s what they have to say about OppLoans:

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I am extremely grateful for the exceptional service I received from OppLoans. The loan process was incredibly easy and straightforward, with a smooth verification process that made everything stress-free. They truly helped me when I needed it the most, and I appreciate how transparent and efficient they were.

Glorimar

February 2025

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From my experience, OppLoans has been amazing! From paying off early to support when things get tough. OppLoans, I gratefully appreciate you!

Nichole

February 2025

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This was fast and easy. Almost everyone at some point hits a hard point in life. Sometimes you can’t find the support you may need. But as for me and thousands of others, OppLoans was there to help in those hard times. I would highly recommend OppLoans to anyone in a time of financial need.

Tim

April 2025

Our Commitment to Financial Health

OppFi is a Member of the Financial Health Network, joining leading-edge financial services, financial technology, and other providers committed to improving financial health for all.

Improve Credit: Tools that can help increase your FICO® Score instantly

Financial Education: Learn financial skills and earn rewards in the process

Local Savings: Discover local resources to save on rent, utilities, and more

Why Choose Us?

Millions of Americans are underserved by traditional financial institutions due to limited or poor credit histories.
Our approach fills that gap with an innovative, customer-first focus:

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Fair and Transparent Lending

No hidden fees or confusing terms – you always know what you’re paying and why.

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Flexibility and Accessibility

Our Partners go beyond your credit score to evaluate your financial situation, giving you the flexibility you need.

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Best In Class Customer Service

Our 450+ employees are dedicated to serving our customers with transparency, kindness, and empathy. We take pride in our positive impact on the community.

Simple Loan Application Process

Working with community banks, the OppLoans platform offers personal loans designed to fit your needs. The process is simple and built around you:

  1. Apply Online
    The application process is quick and easy, with decisions often made in minutes.

  2. Approval Process
    Our Bank Partners consider more than just your credit score, so even if you’ve been turned down by others, you may still qualify.

  3. Same-Day Funding Available
    If approved, you may receive money in your account as soon as the same business day1!

OppLoans Has Served 2M+* Customers
Over 13+ Years

*As of December 31, 2024

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14M+

Applications

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2M+

Loans

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30M+

Repayments

Join the OppFi Team!

We offer a great compensation and benefits package to support you inside and outside of work as you grow your career with us.

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