Due to the upcoming bank holiday on Friday, 7/4, our Originations Support Team will be available from 7 a.m. - 8 p.m. CDT. Our Payments Department will be closed. Customers approved after 12:00 p.m. CDT on Thursday, 7/3 through 11:59 a.m. CDT on Monday, 7/7 may be funded as soon as Monday, 7/7.

Skip to main content
Back

If I pay off my written off account, will the charge off remark be removed from my credit report?

Once an account is reported as charged off, the remark will remain on the account until each bureau no longer reflects that account on your credit report. The remark cannot be removed even after a payoff or settlement, as it accurately reflects the delinquency of the account at the time of payment.

For more information about how long information remains on your credit report, please reach out to each bureau directly.

California Residents, view the California Disclosures and Privacy Policy for info on what we collect about you.