Will I be approved for a loan refinance?

All loans, including refinanced loans, go through our bank partners’ full underwriting process; therefore, not all customers who apply will be approved. 

OppLoans' bank partners may use credit report information provided by Clarity Services and Experian as part of the application process to determine your creditworthiness. Neither credit inquiry will appear as a hard credit inquiry on your Experian credit report and will not affect your FICO score. If your application is denied, you will receive a Notice of Adverse Action with information regarding your denial.