Due to the upcoming bank holiday on Friday, 7/4, our Originations Support Team will be available from 7 a.m. - 8 p.m. CDT. Our Payments Department will be closed. Customers approved after 12:00 p.m. CDT on Thursday, 7/3 through 11:59 a.m. CDT on Monday, 7/7 may be funded as soon as Monday, 7/7.

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OppLoansOppUPersonal FinancePersonal Loans

Personal Loans

Personal loans usually have fixed terms, interest rates, and payment schedules. From a wedding to a car repair to an unexpected expense, these loans can be used to finance just about anything. Some lenders will have restrictions on what the loan can cover.

Personal loans can also help you consolidate your credit card debt. Instead of paying off several credit card debts, a debt consolidation personal loan can give you a single lower monthly payment.

Personal Loans Categories
Bad Credit Loans Car Loans Cash Advance Credit Cards Emergency Loans Home Loans Installment Loans Loans No Credit Check Loans Payday Loans

Bad Credit Loans

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man wearing a white shirt and black tie explaining how to get a loan with bad credit How to Get a Loan with Bad Credit

How to Get a Loan with Bad Credit

May 28th, 2020
woman holding cell phone What is a Bad Credit Loan?

What is a Bad Credit Loan?

January 7th, 2020
man and woman wondering what happens if you pay off a bad credit loan early? What Happens if You Pay Off a Bad Credit Loan Early?

What Happens if You Pay Off a Bad Credit Loan Early?

February 5th, 2019
Quick Ways to Earn Money: Explore Your Options

Quick Ways to Earn Money: Explore Your Options

June 29th, 2018
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Car Loans

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man driving car How Can I Use a Personal Loan for Auto Repair Expenses?

How Can I Use a Personal Loan for Auto Repair Expenses?

February 20th, 2021
young man and woman asking salesman if they can get a title loan without a car title Can You Get a Title Loan Without a Car Title?

Can You Get a Title Loan Without a Car Title?

December 24th, 2019
OppU banner logo How To Tell If Your Car Loan is Predatory

How To Tell If Your Car Loan is Predatory

November 21st, 2018
If You Have Bad Credit, Should You Buy or Lease a Car?

If You Have Bad Credit, Should You Buy or Lease a Car?

February 22nd, 2018
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Cash Advance

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What is a Cash Advance?

What is a Cash Advance?

August 7th, 2020
woman smiling while working on computer 5 Alternatives to an Expensive Cash Advance

5 Alternatives to an Expensive Cash Advance

March 12th, 2019
man with glasses wearing a white shirt and black tie asking will a cash advance show up on your credit report? Will a Cash Advance Show up on Your Credit Report?

Will a Cash Advance Show up on Your Credit Report?

June 11th, 2018
young man in white t-shirt wondering can you get a cash advance with no job? Can You Get a Cash Advance With No Job?

Can You Get a Cash Advance With No Job?

June 8th, 2018
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Credit Cards

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young woman questioning if she should skip a bill payment this month Choosing Between a Personal Loan and Credit Card

Choosing Between a Personal Loan and Credit Card

April 11th, 2022
man scratching his head wondering how to compare credit cards How to Compare Credit Cards

How to Compare Credit Cards

July 15th, 2020
woman with long hair and glasses holding her finger to her chin in a pensive pose Are 0% APR Offers a Scam?

Are 0% APR Offers a Scam?

August 20th, 2019
young woman with blonde hair wondering how does a cash advance on your credit card work? How Does a Cash Advance on Your Credit Card Work?

How Does a Cash Advance on Your Credit Card Work?

May 21st, 2018
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Emergency Loans

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young couple learning how to build and boost their credit while paying down debt Financial Tips Before Receiving Your First Paycheck

Financial Tips Before Receiving Your First Paycheck

October 24th, 2023
Woman sitting cross-legged on a couch with her chin in her hand How Can I Get Help Paying My Rent?

How Can I Get Help Paying My Rent?

September 9th, 2021
family looking at bills Does Medical Debt Really Go Away After Seven Years?

Does Medical Debt Really Go Away After Seven Years?

September 18th, 2020
man with computer reading about the 5 reasons to avoid pawn shop loans 5 Reasons to Avoid Pawn Shop Loans

5 Reasons to Avoid Pawn Shop Loans

December 14th, 2019
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Home Loans

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african-american couple hugging and wondering does refinancing a mortgage save you money? Does Refinancing a Mortgage Save You Money? It Depends

Does Refinancing a Mortgage Save You Money? It Depends

July 11th, 2020
older woman with her hand on her chin wondering Can You Take out a home equity loan if you have bad credit? Can You Take out a Home Equity Loan if You Have Bad Credit?

Can You Take out a Home Equity Loan if You Have Bad Credit?

October 4th, 2018
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Installment Loans

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man with beard wearing denim shirt with his hands in the air Payday Loan vs Installment Loan, Which is Better?

Payday Loan vs Installment Loan, Which is Better?

February 8th, 2024
man in white t-shirt with hand on his chin Do Installment Plans Hurt Your Credit Score?

Do Installment Plans Hurt Your Credit Score?

January 8th, 2024
Two women standing and huddled together over a cell phone. Both are holding shopping bags. Your Guide to Holiday Loans

Your Guide to Holiday Loans

November 11th, 2021
man carrying woman What is a Personal Loan?

What is a Personal Loan?

October 7th, 2021
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Loans

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young man with his hand on his chin learning how to avoid getting scammed on craigslist What Do I Need to Apply for a Personal Loan?

What Do I Need to Apply for a Personal Loan?

March 22nd, 2024
man with beard and glasses looking through a magnifying glass to find out what the debt spiral is What Documents Are Required for a Personal Loan?

What Documents Are Required for a Personal Loan?

March 20th, 2024
closeup of man with beard wearing denim shirt What is a Signature Loan?

What is a Signature Loan?

January 8th, 2024
young man with beard and glasses explaining 6 ways to alleviate the impact of coronavirus on your wallet Why Personal Loan Repayment Timelines Are Important

Why Personal Loan Repayment Timelines Are Important

November 2nd, 2023
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No Credit Check Loans

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woman working on laptop The Ultimate Guide to No Credit Check Loans

The Ultimate Guide to No Credit Check Loans

September 23rd, 2020
young woman with long hair and glasses wondering do no credit check loans show up on your credit report? Do No Credit Check Loans Show up on Your Credit Report?

Do No Credit Check Loans Show up on Your Credit Report?

April 12th, 2019
young woman at desk weighing the pros and cons of a loan with no credit check Looking for a Loan with No Credit Check? Here Are the Pros and Cons

Looking for a Loan with No Credit Check? Here Are the Pros and Cons

January 29th, 2019
young man with glasses wondering is guaranteed approval a real thing? Is Guaranteed Approval A Real Thing?

Is Guaranteed Approval A Real Thing?

August 28th, 2017
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Payday Loans

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woman holding her hands up asking what are check cashing stores? What are Check Cashing Stores?

What are Check Cashing Stores?

December 25th, 2018
man with glasses asking what’s a payday alternative loan (PAL)? What's a Payday Alternative Loan (PAL), and How Can You Get One?

What's a Payday Alternative Loan (PAL), and How Can You Get One?

December 13th, 2018
man with beard and glasses with advice on how to protect yourself from payday loan call scams How to Protect Yourself from Payday Loan Call Scams

How to Protect Yourself from Payday Loan Call Scams

July 2nd, 2018
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